if the net generation is to collaborate around the millennium goal of ending poverty then we are going to need a model of community banking that helps people invest in their productive abilities and does not ever trap them in debt of conspicuous consumption - for that reason every child's introduction to economics could best begin with case studies of (investment) banks for the poor that the new nation of bangladesh innovated during its first 40 years
for banks that get this idea- see the banks with values network